Modules:

Module 1: AML/CFT Regulatory Landscape

• FATF 40 + 9 Recommendations
• National laws and regulatory authority roles
• Penalties and enforcement regimes
• Case Study:  Responding to a high-risk shell company alert

Module 2: Risk Assessment & Customer Due Diligence (CDD)

• Enterprise-wide risk frameworks
• Beneficial ownership identification
• Enhanced due diligence (EDD) for PEPs
• Case Study:  PEP transaction risk analysis

Module 3: Transaction Monitoring & Reporting

• Red flags and anomaly detection
• Automated vs manual monitoring
• Suspicious Transaction Reports (STRs) filing standards
• Case Study:  Unusual wire transfers from offshore accounts

Module 4: Investigative Techniques & Asset Tracing

• Financial forensics methodologies
• Using open-source intelligence (OSINT)
• International financial information sharing
• Case Study:  Tracing diverted pandemic relief funds

Module 5: Enforcement & Prosecution Coordination

• Roles of FIUs, prosecutors, law enforcement
• Case-building for money laundering offenses
• Asset freezing, forfeiture, and mutual legal assistance
• Case Study:  Cross-border asset recovery operation

Module 6: AML/CFT Governance & Culture

• Board oversight, risk committees, whistleblower protection
• Internal training programs
• Ethics and tone from the top
• Case Study:  Whistleblower detecting internal laundering ring

Module 7: Technology & Innovation

• Data analytics and AI in AML
• Blockchain challenges and opportunities
• RegTech solutions and sandbox testing
• Case Study:  AI-driven detection of crypto laundering

Module 8: Sector-Specific Risks & Controls

• Casinos, real estate, remittance services
• Virtual assets and emerging channels
• Trade-based laundering mitigation
• Case Study:  Laundering through real estate over-valuation

Module 9: Cross-Border Cooperation & Information Exchange

• FATF mutual evaluations
• Bilateral and multilateral agreements
• Legal frameworks for MLATs and MLA
• Case Study:  Joint FIU case on terrorism financing

Module 10: Monitoring & Continuous Improvement

• Periodic AML program review
• External audits and peer reviews
• Benchmarking and performance metrics
• Case Study:  Audit uncovering compliance gaps in onboarding